We have been in the receivables factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can help you through any hard times you might go through. We won't fold up shop when the times get hard, like some other receivables factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's pretty tough for you to determine which receivables factoring firm will work best for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal match for your company - it may be us or another receivables factoring company.

We have a huge A-List of receivables factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take some time to explain what you need to us, you'll quickly learn that we can help you find exactly what you need.

A lot of receivables factoring firms let you pick and choose your customers to factor. Although a few of them usually have a minimum amount in order to work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

A lot of receivables factoring firms will not be upfront about their fees. You better take out your magnifying glass to read the fine print. You can be sure, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are provided an easy to understand, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring firms are financed by Wall Sreet investors. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people who understand what it takes to run a business. We hear your story, determine struggles. Based on that information we will put together a personalized solution for you. A lot of receivables factoring firms particularly the Silicon Valley Fintech ones mostly put their faith on an algorithm to establish your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the receivables factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to correct them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Keep your eye on negative payment trends. This is essential to avoid preventable write-offs.

Our company incorporates state-of-the-art technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. A lot of other companies are not even in the same neighborhood.